The building supply market has stabilized with prices even decreasing in the past six months, though some builders may hesitate to lower their prices for fear of a rebound. However, there are many construction-to-permanent loans available that offer 100% financing for VA loans and 95% financing for conventional loans, enabling zero-down payments on VA loans and only 5% for conventional loans. These loans can also finance second homes with 10% down and investment properties with 15% down. Realtors can inform clients of these options as they consider new construction.
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