🎥 Watch the full video here 👉 Watch on YouTube
Only 21% of homes sold in 2025 went to first-time buyers.
That’s less than half of what it was in 2010 — and the main reason comes down to one word: affordability.
Back in 2010, the average down payment for a first-time buyer was around 4%.
Now, it’s closer to 10%, which in many local markets means coming up with $35,000 or more, plus closing costs.
For a lot of first-time buyers, that’s simply out of reach. 💸
💡 But Here’s the Good News (Especially If You’re Buying Locally)
In our area, we’ve still got some major advantages that make homeownership more attainable than the national headlines suggest:
✅ USDA & VA Loans: 0% down payment
✅ FHA Loans: Only 3.5% down
✅ New Construction Homes: Many offer huge builder incentives and special financing programs
So, if you’re buying your first home, don’t get discouraged by the national numbers. There’s real opportunity here, as long as you’ve got a solid strategy and a local expert to guide you.
🏠 If You’re Selling — This Market Shift Matters for You Too
Fewer first-time buyers means more second-time (move-up) buyers — people with equity, different needs, and a stronger financial position.
That shift changes how we:
Prep your home for sale
Price it strategically
Promote it to the right audience
It’s all about adapting to the real market — not just reacting to the headlines.
🎯 Strategy. Protection. Profit.
This is what smart real estate looks like in 2025.
It’s not just about listing a home or submitting an offer — it’s about having a plan that protects your peace and profit.
If you want a strategy that fits today’s market:
👉 Send me a DM or visit sanfordsurrounded.com to connect.
📺 Watch the full breakdown here:
🎥 YouTube Video Link
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